This website, hereinafter referred to as ARCARE is owned, and promoted by Archipelago Insurance Limited (AIL), a company incorporated in Malaysia under the Companies Act,1965 and having its registered office at B-08-06 /07, Gateway Corporate Suites, Gateway Kiaramas, No. 1, Jalan Desa Kiara,Mont Kiara, 50480 Kuala Lumpur, Wilayah Persekutuan, Malaysia
AIL may amend/modify these Terms and Conditions at any time, and such modifications shall be effective immediately upon posting of the modified Terms and Conditions on ARCARE. We advise you to review the modified Terms and Conditions periodically to be aware of such modifications. Your continued access or use of ARCARE shall be deemed conclusive proof of your acceptance of these Terms and Conditions, as amended/modified from time to time.
The content of the pages of this website is for your general information and use only. It is subject to change without notice.
If you use the website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer to prevent unauthorised access to your account. You agree to accept responsibility for all activities that occur under your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorised manner. Please ensure that the details you provide us with are correct and complete and inform us immediately of any changes to the information that you provided when registering. You can access and update much of the information you provided us with in the Your Account area of the website. ARCARE reserves the right to refuse access to the website, terminate accounts, remove or edit content at any time without notice to you.
We will do our utmost to ensure that availability of the website will be uninterrupted and that transmissions will be error-free. However, due to the nature of the Internet, this cannot be guaranteed. Also, your access to the website may also be occasionally suspended or restricted to allow for repairs, maintenance, or the introduction of new facilities or services at any time without prior notice. We will attempt to limit the frequency and duration of any such suspension or restriction.
ARCARE grants you a limited licence to access and make personal use of this website, but not to download (other than page caching) or modify it, or any portion of it, except with express written consent of ARCARE and / or its affiliates, as may be applicable. This license does not include any resale or commercial use of this website or its contents; any collection and use of any service listings, descriptions, or prices; any derivative use of this website or its contents; any downloading or copying of account information for the benefit of another party; or any use of data mining, robots, or similar data gathering and extraction tools.
This website or any portion of this website (including but not limited to any copyrighted material, trademarks, or other proprietary information) may not be reproduced, duplicated, copied, sold, resold, visited, distributed or otherwise exploited for any commercial purpose without express written consent of ARCARE and / or its affiliates, as may be applicable.
You may not frame or use framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of ARCARE and its affiliates without express written consent. Any unauthorized use terminates the permission or license granted by ARCARE and / or its affiliates, as applicable.
ARCARE strongly advises you not to test the site with false postings / information, as it will put you at substantial legal risk. It is an offence to use a false name or other false personal information. Wilfully entering erroneous or fictitious information or Postings may result in prosecution by ARCARE.
You must not use the website in any way that causes, or is likely to cause, the website or access to it to be interrupted, damaged or impaired in any way You understand that you, and not ARCARE, are responsible for all electronic communications and content sent from your computer to us and you must use the website for lawful purposes only. You must not use the website for any of the following:
-for fraudulent purposes, or in connection with a criminal offense or other unlawful activity
-to send, use or reuse any material that does not belong to you or is illegal, offensive (including but not limited to material that is sexually explicit content or which promotes racism, bigotry, hatred or physical harm), deceptive, misleading, abusive, indecent, harassing, blasphemous, defamatory, libellous, obscene, pornographic, paedophilia or menacing. ethnically objectionable, disparaging or in breach of copyright, trademark, confidentiality, privacy or any other proprietary information or right or is otherwise injurious to third parties or relates to or promotes money laundering or gambling or is harmful to minors in any way or impersonates another person or threatens the unity, integrity, security or sovereignty of India or friendly relations with foreign States or objectionable or otherwise unlawful in any manner whatsoever or which consists of or contains software viruses, political campaigning, commercial solicitation, chain letters, mass mailings or any spam to cause annoyance, inconvenience or needless anxiety.
Users of this website may post reviews, comments and other content; send communications; and submit suggestions, ideas, comments, questions, or other information, as long as the content is not illegal, obscene, abusive, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties, or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” In the event a user uses a false e-mail address, impersonates any person or entity, or otherwise misleads as to the origin of any content. ARCARE reserves the right (but not the obligation) to remove, refuse, delete or edit any content that in the sole judgement of ARCARE violates these Conditions of use and, or terminate your permission to access or use this website.
You represent and warrant that you own or otherwise control all of the rights to the content that you post or that you otherwise provide on or through the website; that, as at the date that the content or material is submitted to ARCARE:
the content and material is accurate.
Because many comments and postings are posted on the website on a daily basis, it is not possible for us to be aware of the contents of each posting, or each comment or review that is displayed. Accordingly, ARCARE operates on a “notice and takedown” basis. If you believe that any content on the website is illegal, offensive (including but not limited to material that is sexually explicit content or which promotes racism, bigotry, hatred or physical harm), deceptive, misleading, abusive, indecent, harassing, blasphemous, defamatory, libellous, obscene, pornographic, paedophilic or menacing; ethnically objectionable, disparaging; or is otherwise injurious to third parties; or relates to or promotes money laundering or gambling; or is harmful to minors in any way; or impersonates another person; or threatens the unity, integrity, security or sovereignty of Malaysia or friendly relations with foreign States; or objectionable or otherwise unlawful in any manner whatsoever; or which consists of or contains software viruses, (” Objectionable Content “), please notify us immediately by following our Notice and Procedure for Notifying of Objectionable Content. Once this procedure has been followed, ARCARE will make all reasonable endeavours to remove such Objectionable Content complained about within a reasonable time.
All content included on the website, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of ARCARE, its affiliates or its content suppliers and is protected by Malaysia and international copyright, authors’ rights and database right laws. The compilation of all content on this website is the exclusive property of ARCARE and its affiliates and is protected by laws of Malaysia and international copyright and database right laws. All software used on this website is the property of ARCARE, its affiliates or its software suppliers and is protected by Malaysia and international copyright and author’ rights laws.
You may not systematically extract/ or re-utilise parts of the contents of the website without ARCARE and / or its affiliate’s (as may be applicable) express written consent. In particular, you may not utilise any data mining, robots, or similar data gathering and extraction tools to extract (whether once or many times) for re-utilisation of any substantial parts of this website, without ARCARE and / or its affiliate’s (as may be applicable) express written consent. You may also not create and/ or publish your own database that features substantial (eg: prices and postings) parts of this website without ARCARE express written consent.
You acknowledge and undertake that you are accessing the services on the website and transacting at your own risk and are using your best and prudent judgment before entering into any transactions through the website. We shall neither be liable nor responsible for any actions or inactions of sellers nor any breach of conditions, representations or warranties by any other party involved in the Transaction and hereby expressly disclaim and any all responsibility and liability in that regard. We shall not mediate or resolve any dispute or disagreement between you and the Transacting Party.
We further expressly disclaim any warranties or representations (express or implied) in respect of quality, suitability, accuracy, reliability, completeness, timeliness, performance, safety, merchantability, fitness for a purpose, or legality of the products listed or displayed or transacted or the content (including product information and/or specifications) on the website. While we have taken precautions to avoid inaccuracies in content, this website, all content, information, software, products, services and related graphics are provided as is, without warranty of any kind. We do not implicitly or explicitly support or endorse the sale or purchase of any products on the website. At no time shall any right, title or interest in the products sold through or displayed on the website vest with ARCARE nor shall ARCARE have any obligations or liabilities in respect of any transactions on the website.
You shall indemnify and hold harmless ARCARE, its subsidiaries, affiliates and their respective officers, directors, agents and employees, from any claim or demand, or actions including reasonable attorney’s fees, made by any third party or penalty imposed due to or arising out of your breach of these Conditions of Use or any document incorporated by reference, or your violation of any law, rules, regulations or the rights of a third party.
You hereby expressly release ARCARE and/or its affiliates and/or any of its officers and representatives from any cost, damage, liability or other consequence of any of the actions/inactions of the vendors and specifically waiver any claims or demands that you may have in this behalf under any statute, contract or otherwise.
If you are a minor i.e. under the age of 18 years, you may use ARCARE only with the involvement of a parent or guardian.
Parties other than ARCARE and its affiliates may operate stores, provide services, or sell product lines on ARCARE. For example, businesses and individuals offer products via Marketplace. In addition, we provide links to the websites of affiliated companies and certain other businesses. We are not responsible for examining or evaluating, and we do not warrant or endorse the offerings of any of these businesses or individuals, or the content of their websites. ARCARE does not assume any responsibility or liability for the actions, products, and content of any of these and any other third-parties. You can tell when a third-party is involved in your transactions, and we may share customer information related to those transactions with that third-party. You should carefully review their privacy statements and other conditions of use.
When you visit ARCARE or send e-mails to us, you are communicating with us electronically. You will be required to provide a valid phone number, mobile number and email address while transacting on ARCARE. We may communicate with you by e-mail, SMS, phone call or by posting notices on the website or by any other mode of communication. For contractual purposes, you consent to receive communications including SMS, e-mail or phone calls from us with respect to your transactions or accounts.
We will not be held responsible for any delay or failure to comply with our obligations under these conditions if the delay or failure arises from any cause which is beyond our reasonable control. This condition does not affect your statutory rights.
If you breach these conditions and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these conditions.
From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s) do not make any representations regarding the content or accuracy of materials on such third party websites. If You decide to access linked third-party websites, You do so at Your own risk.
TO THE FULLEST EXTENT POSSIBLE BY LAW, ARCARE’S MAXIMUM LIABILITY ARISING OUT OF OR IN CONNECTION WITH ARCARE OR YOUR USE OF THE ARCARE CONTENT, REGARDLESS OF THE CAUSE OF ACTION (WHETHER IN CONTRACT, TORT, BREACH OF WARRANTY OR OTHERWISE), WILL NOT EXCEED RM100.00.
ARCARE logo is trademarks owned by AIL and any unauthorized use may give rise to claim for damages.
This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
All trademarks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website. -You may not create a link to this website from another website or document without ARCARE ‘s prior written consent.
If You believe that your copyrighted work has been uploaded, posted or copied to ARCARE and is accessible on ARCARE in a way that constitutes copyright infringement, please notify us by providing our designated copyright agent with the following information:
The Details can emailed to email@example.com
Users shall not use any ARCARE in order to host, display, upload, modify, publish, transmit, update, distribute, share, store or destroy material, including without limitation ARCARE content,
Visitors/Customers are also prohibited from violating or attempting to violate the security of ARCARE, including, without limitation the following activities.
-While using ARCARE, Customer / Visitor may have to provide necessary information to complete the transaction (collectively referred as “Transaction Information”).
-You agree not to submit any posting descriptions, photographs, financial, contact or other information contained in each Posting’s data to ARCARE unless the you have acquired received all necessary rights and authorizations from the owner, including from the photographer and/or copyright owner of any photographs, to publish on ARCARE. ARCARE may also require you to support your claims with respect to the Transaction Information as may be specified by it from time to time. You may further be required to substantiate your claims as to the nature and status of the Transaction Information by swearing an affidavit stating the authenticity of the information/data so provided/displayed. ARCARE may, at its sole discretion but without any obligation to, search for such and remove postings that are alleged to have been submitted in violation of this provision.
-You agree to allow the Posting, or any part of it, to be searched, displayed, accessed, downloaded, copied, and otherwise referred to by users of the your website or ARCARE. ARCARE shall have the sole authority to choose the manner in which any Posting will be searched, displayed, accessed, downloaded, copied, and otherwise used on ARCARE and ARCARE shall have the right to modify the posting in the exercise of its rights under this Agreement.
-You agree to allow the Transaction Information, or any part of it, to be searched, displayed, accessed, downloaded, copied, and otherwise referred to by users of the your website or ARCARE. ARCARE shall have the sole authority to choose the manner in which any Transaction Information will be searched, displayed, accessed, downloaded, copied, and shared with transacting parties otherwise used on ARCARE and ARCARE shall have the right to modify the Transaction ARCARE in the exercise of its rights under this Agreement.
-You agree that all Transaction Information and associated information provided by you will be accurate to the best of your knowledge.
– ARCARE reserves, in a manner consistent with reasonable commercial business practices, the right to remove all or any part of the Transaction Information on the ARCARE without notice.
– The Visitor acknowledges and agrees that ARCARE has absolute discretion to refuse and/or suspend or/and terminate and/or delete and/or amend any artwork, materials and/or information or/and content of any data legal framework and/or moral obligations as placed on ARCARE and in order to avoid infringing any third party’s rights and/or any other rules and/or standards and/or codes of practices that may be applicable to the posting or ARCARE and/or the internet.
-Your use of this website and any dispute arising out of such use of the website is subject to the laws of India or other regulatory authority.
-No Resale or Unauthorized Commercial Use
-You agree not to resell or assign Your rights or obligations under these Terms. You also agree not to make any unauthorized commercial use of ARCARE.
-Your use of this website and any dispute arising out of such use of the website is subject to the laws of India or other regulatory authority.
Visitors and ARCARE hereby submit to the exclusive jurisdiction of the courts at Malaysia without regard to its conflict of law provisions. IF YOU HAVE ANY QUESTIONS ABOUT THESE TERMS, PLEASE WRITE TO US or email at firstname.lastname@example.org